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California Reverse Mortgage Lenders

California is the top state for reverse mortgage loans. High property values in areas such as Orange County (Irvine, Anaheim Hills, Orange, Tustin, San Clemente, Newport Beach, Laguna Beach, Huntington Beach), Los Angeles County, San Diego County, Bakersfield, San Francisco and almost anywhere else along with the coast makes reverse mortgage an attractive option for seniors who need access to cash. Many seniors who purchased their homes 20+ years ago before property values increased, own their homes free and clear allowing them the option to unlock the equity in their homes.

Carrollton Mortgage Company
888-730-5200
NRMLA #2515
HighTechLending Inc.
877-773-2783
NRMLA #16448
Plaza Home Mortgage, Inc.
866-260-2529
NRMLA #5279
Nationwide Reverse Mortgage
877-777-9922
NRMLA #3027
American Pacific Reverse Mortgage Group
800-736-6725
NRMLA #3486
One Trust Senior Lending
877-707-2050
NRMLA #22285
Vitek Mortgage Group
800-570-5300
NRMLA #3632
Sterling Bank
877-877-8420
NRMLA #3375
Greenlight Financial Services
877-773-2783
NRMLA #3842
J. V. Senior Mortgage, Inc. dba Reverse Mortgages Only
800-707-7370
NRMLA #2631



Most Loans By City in California

Below are the most popular cities in California with the number of HECM loans originated since 2017. As you can see, it is no surprise that Los Angeles tops the list. Not too far behind are San Diego, Sacramento, San Jose and Oakland. The average initial principal limit varies from city to city. This amount depends on the age of the borrower, property value and equity in the property. For instance, in San Diego, the average initial principal limit was $317,805 and in Santa Rosa, the average was $329,574 but over in Anaheim, the average initial principal amount was $330,209.


Source: U.S. Department of Housing and Urban Development