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California Reverse Mortgage Lenders

California is the top state for reverse mortgage loans. High property values in areas such as Orange County (Irvine, Anaheim Hills, Orange, Tustin, San Clemente, Newport Beach, Laguna Beach, Huntington Beach), Los Angeles County, San Diego County, Bakersfield, San Francisco and almost anywhere else along with the coast makes reverse mortgage an attractive option for seniors who need access to cash. Many seniors who purchased their homes 20+ years ago before property values increased, own their homes free and clear allowing them the option to unlock the equity in their homes.

1st Reverse Mortgage USA
888-452-3977
NRMLA #2530
HighTechLending Inc.
877-773-2783
NRMLA #16448
American Advisors Group (AAG)
800-736-6725
NRMLA #5197
Proficio Mortgage Ventures, LLC
888-374-3313
NRMLA #19818
New American Funding
800-450-2010
NRMLA #19191
1st California Home Loans
888-452-3977
NRMLA #22406
Carrollton Mortgage Company
888-730-5200
NRMLA #2515
1st American Senior Funding
888-808-8486
NRMLA #6143
Urban Financial of America (UFA)
800-469-7383
NRMLA #3858
Sterling Bank
877-877-8420
NRMLA #3375



Most Loans By City in California

Below are the most popular cities in California with the number of HECM loans originated since 2017. As you can see, it is no surprise that Los Angeles tops the list. Not too far behind are San Diego, Sacramento, San Jose and Oakland. The average initial principal limit varies from city to city. This amount depends on the age of the borrower, property value and equity in the property. For instance, in San Diego, the average initial principal limit was $317,805 and in Santa Rosa, the average was $329,574 but over in Anaheim, the average initial principal amount was $330,209.


Source: U.S. Department of Housing and Urban Development