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California Reverse Mortgage Lenders

California is the top state for reverse mortgage loans. High property values in areas such as Orange County (Irvine, Anaheim Hills, Orange, Tustin, San Clemente, Newport Beach, Laguna Beach, Huntington Beach), Los Angeles County, San Diego County, Bakersfield, San Francisco and almost anywhere else along with the coast makes reverse mortgage an attractive option for seniors who need access to cash. Many seniors who purchased their homes 20+ years ago before property values increased, own their homes free and clear allowing them the option to unlock the equity in their homes.

All Reverse Mortgage Company
800-565-1722
NRMLA #4693
MSI Reverse
800-218-1418
NRMLA #5506
Vitek Mortgage Group
800-570-5300
NRMLA #3632
Commerce Mortgage
888-730-5200
NRMLA #12032
Sequoia Pacific Mortgage Company
800-834-7344
NRMLA #2496
NOVA Home Loans
877-335-6682
NRMLA #12093
Golden Equity Mortgage
866-519-6291
NRMLA #11933
1st Reverse Mortgage USA
888-452-3977
NRMLA #2530
Bay Shore Home Loans, Inc.
800-982-2680
NRMLA #4448
HighTechLending Inc.
877-773-2783
NRMLA #16448



Most Loans By City in California

Below are the most popular cities in California with the number of HECM loans originated since 2017. As you can see, it is no surprise that Los Angeles tops the list. Not too far behind are San Diego, Sacramento, San Jose and Oakland. The average initial principal limit varies from city to city. This amount depends on the age of the borrower, property value and equity in the property. For instance, in San Diego, the average initial principal limit was $317,805 and in Santa Rosa, the average was $329,574 but over in Anaheim, the average initial principal amount was $330,209.


Source: U.S. Department of Housing and Urban Development