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California Reverse Mortgage Lenders

California is the top state for reverse mortgage loans. High property values in areas such as Orange County (Irvine, Anaheim Hills, Orange, Tustin, San Clemente, Newport Beach, Laguna Beach, Huntington Beach), Los Angeles County, San Diego County, Bakersfield, San Francisco and almost anywhere else along with the coast makes reverse mortgage an attractive option for seniors who need access to cash. Many seniors who purchased their homes 20+ years ago before property values increased, own their homes free and clear allowing them the option to unlock the equity in their homes.

Senior Funding Associates
800-995-1951
NRMLA #2590
Premier Home Equity
866-714-2040
NRMLA #11961
Vitek Mortgage Group
800-570-5300
NRMLA #3632
The Mortgage House, Inc.
800-305-9731
NRMLA #2727
CUSO Mortgage, Inc.
888-493-7266 x4085
NRMLA #2743
Advisors Mortgage Group, LLC
(800) 657-1080
NRMLA #18083
1st California Home Loans
888-452-3977
NRMLA #22406
One Trust Senior Lending
877-707-2050
NRMLA #22285
Golden Equity Mortgage
866-519-6291
NRMLA #11933
Franklin Advantage, Inc.
888-485-9199
NRMLA #12071



Most Loans By City in California

Below are the most popular cities in California with the number of HECM loans originated since 2017. As you can see, it is no surprise that Los Angeles tops the list. Not too far behind are San Diego, Sacramento, San Jose and Oakland. The average initial principal limit varies from city to city. This amount depends on the age of the borrower, property value and equity in the property. For instance, in San Diego, the average initial principal limit was $317,805 and in Santa Rosa, the average was $329,574 but over in Anaheim, the average initial principal amount was $330,209.


Source: U.S. Department of Housing and Urban Development