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California Reverse Mortgage Lenders

California is the top state for reverse mortgage loans. High property values in areas such as Orange County (Irvine, Anaheim Hills, Orange, Tustin, San Clemente, Newport Beach, Laguna Beach, Huntington Beach), Los Angeles County, San Diego County, Bakersfield, San Francisco and almost anywhere else along with the coast makes reverse mortgage an attractive option for seniors who need access to cash. Many seniors who purchased their homes 20+ years ago before property values increased, own their homes free and clear allowing them the option to unlock the equity in their homes.

All Reverse Mortgage Company
NRMLA #4693
Norman Financial Mortgage
NRMLA #4269
Impac Mortgage
NRMLA #19559
Senior Funding Associates
NRMLA #2590
Sun American Mortgage Company
NRMLA #280
Senior Savings Reverse Inc.
NRMLA #20159
Proficio Mortgage Ventures, LLC
NRMLA #19818
The Mortgage House, Inc.
NRMLA #2727
California Reverse Mortgage Consultants
NRMLA #3840
1st Reverse Mortgage USA
NRMLA #2530

Most Loans By City in California

Below are the most popular cities in California with the number of HECM loans originated since 2017. As you can see, it is no surprise that Los Angeles tops the list. Not too far behind are San Diego, Sacramento, San Jose and Oakland. The average initial principal limit varies from city to city. This amount depends on the age of the borrower, property value and equity in the property. For instance, in San Diego, the average initial principal limit was $317,805 and in Santa Rosa, the average was $329,574 but over in Anaheim, the average initial principal amount was $330,209.

Source: U.S. Department of Housing and Urban Development