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California Reverse Mortgage Lenders

California is the top state for reverse mortgage loans. High property values in areas such as Orange County (Irvine, Anaheim Hills, Orange, Tustin, San Clemente, Newport Beach, Laguna Beach, Huntington Beach), Los Angeles County, San Diego County, Bakersfield, San Francisco and almost anywhere else along with the coast makes reverse mortgage an attractive option for seniors who need access to cash. Many seniors who purchased their homes 20+ years ago before property values increased, own their homes free and clear allowing them the option to unlock the equity in their homes.

Norman Financial Mortgage
800-655-4164
NRMLA #4269
1st Reverse Mortgage USA
888-452-3977
NRMLA #2530
New American Funding
800-450-2010
NRMLA #19191
Greenlight Financial Services
877-773-2783
NRMLA #3842
Bay Shore Home Loans, Inc.
800-982-2680
NRMLA #4448
Sun American Mortgage Company
800-469-7383
NRMLA #280
Nationwide Reverse Mortgage
877-777-9922
NRMLA #3027
Proficio Mortgage Ventures, LLC
888-374-3313
NRMLA #19818
NOVA Home Loans
877-335-6682
NRMLA #12093
California Reverse Mortgage Consultants
800-842-3601
NRMLA #3840



Most Loans By City in California

Below are the most popular cities in California with the number of HECM loans originated since 2017. As you can see, it is no surprise that Los Angeles tops the list. Not too far behind are San Diego, Sacramento, San Jose and Oakland. The average initial principal limit varies from city to city. This amount depends on the age of the borrower, property value and equity in the property. For instance, in San Diego, the average initial principal limit was $317,805 and in Santa Rosa, the average was $329,574 but over in Anaheim, the average initial principal amount was $330,209.


Source: U.S. Department of Housing and Urban Development